Tailored Business Banking Solutions for Your Success

Comprehensive Business Services Tailored to Your Needs: ACH Origination, Merchant Capture, and Merchant Services—All Backed by the Personal Touch of Community Banking.

ACH Origination

Own the way you pay - Move money fast

Our ACH Origination service allows you to conveniently move money electronically. ACH can be used to directly deposit payroll, pay vendors or collect payments simply and efficiently.

  • Reduce paper check costs
  • Perform funds transfers between financial institutions
  • Improve cash flow and financial forecasting
  • Help reduce check fraud exposure

Remote Deposit

Save time - Improve cash flow

Remote Deposit uses a desktop scanner to make your deposit from your office whenever you receive checks.

  • Deposit to multiple accounts
  • Make deposits anytime
  • Improve cash flow
  • Reduce cost and time spent going to the bank

Autobooks

Autobooks offers small businesses an easy way to get paid inside our Digital Banking. Users can easily upload a business logo, set a branding color and reminders, and add late fees and sales tax. You can create and send professional invoices to a customer's inbox or accept payments in-app or online.

Key benefits include:

  • Accept digital payments, including credit cards and ACH
  • Send professional, customized invoices
  • Use a payment link, QR Code & Tap to Pay
  • Get paid directly to your bank account without leaving your Digital Banking

Positive Pay

Positive Pay is a fraud prevention service before it causes financial damage. It works by matching checks and ACH payments presented for payment against a list of approved checks and ACH rules issued by you. If the details don't match, such as a check number, amount or payee, the bank flags the check as an exception and alerts you to review the item.

Key benefits include:

  • Protects against check fraud
  • Provides consistent monitoring of your account

Merchant Services

Our Merchant Services provides access to a complete credit and debit card processing solution for mobile, retail, mail/telephone order and internet businesses. We manage everything for you from start to finish.

  • Free review and cost analysis
  • Competitive rates
  • No contracts

Digital Banking

Our Digital Banking can be used to reduce multiple logins by combining all of your accounts into one. You are also able to securely set up employees to allow them only the access you grant them. You can access your Digital Banking on your computer, tablet or mobile device.

  • Free online statements
  • Mobile deposit checks
  • Manage your debit card
  • Single sign-on for Remote Deposit, ACH Origination, Autobooks and Bill Pay

Questions? Contact Jill Dilyard, Treasury Management Specialist.

Jill Dilyard Treasury Management Specialist

Jill Dilyard

Treasury Management Specialist

330.698.6005
service@applecreekbank.com